HURRICANE RELIEF: We are here to help during this difficult time
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There are a lot of decisions to make after a major storm. It may be the first time you have read your insurance policy in years. Terms such as RCV, ACV, Coverage A, Wind Deductible are undoubtedly. One of the most important first steps is to get the roof repaired or replaced. All the other repairs can follow once your house has a solid roof. Replacing your roof is also important to manage your claim and the insurance company money.
If your insurance company withheld money called Depreciation from your check, getting the roof repaired is a big step toward getting that depreciation. The total cost of your roof is the Replacement Cost or RCV. What carriers often send in the first check is the depreciated value of your roof. They call it Actual Cost Value or ACV. Once you get a signed contract, you can apply for the depreciation. That is why you need a roofer who will install your roof now and not a year from now. You need Granite Building Contractors.
Granite Building Contractors, LLC. is a full-service contractor serving the entire state of Florida. We offer residential roof replacement and commercial roof replacement services and installations. Granite Building Contractors takes pride in installing only the finest roofing materials and roof tiles in the industry while utilizing only highly experienced and trained craftsmen in all trades.
Our mission is to help people who have suffered damage to their roofs and homes... All roofs Granite Building Contractors, LLC. installs comes with a Limited Lifetime Warranty from the manufacture. Granite Building Contractors, LLC. team is recognized as a general contractor with integrity and 20+ years of experience. We have established a reputation of proving excellent service to all our clients with the utmost integrity. As an expert roofing contractor, we specialize in storm damage to roofs and roof replacement. Our company can provide a no obligation inspection from one of our highly trained roofing damage technicians to determine if you have sustained damage.
Granite Building Contractors, LLC. serves the the entire state of Florida. We appreciate the opportunity to serve you and promise to take care of your project just as if it were our own.
We pride ourselves in our quality assurance system to make sure every project roof replacement is finished with complete customer satisfaction. We follow a detailed project flow on all roofing services and exterior projects to ensure that when completed, we will all be proud of your project.
We have built our business on referrals and we seek the approval and admiration of your neighbors and friends as our future referrals. We install many roofing products including tile roofing, shingle roofing and built up roofs to ensure the beauty of your home is unmatched and weather-tight. We build all jobs to a strict set of codes far exceeding the local city code requirements to ensure a worry free roof for years to come.
When you home is affected by storm damage, your roof is likely the most expensive item that will need replacement. The insurance claims process for replacing a roof can be a little confusing. Do you call your Agent or do you call a Contractor? How long can you expect the process to take? How do you know if the insurance covered everything? Do you understand how to read the paperwork they send you? These are all valid questions you will want to understand as you begin to deal with the issue.
The first thing you want to do in the insurance claims process for replacing a roof is have a qualified Contractor take a look at your property and determine if the damages are sufficient to warrant a claim to be filed. This will help alleviate erroneous claims being filed that waste everyone's time and can actually hurt you with your insurance company. Most contractors will do the inspection for free so you have nothing to lose. You don't have to worry about a contractor just saying their is damage when there isn't, because they gain nothing by doing so. The insurance company will ultimately decide if the replacement happens, so it doesn't make sense for a contractor to fib about that.
If there is enough damage, the next thing that needs to be done is a claim filing. You do not want to call your Agent for this because they may try to discourage you from filing since it may affect their portfolio bonuses. You instead should call the claims number that is direct to the insurance company. You can have the inspecting contractor help you with this as they are often very well versed in helping to file claims. In fact, we even have most of the insurance companies claims numbers with us when we do an inspection. It's perfectly fine to let the contractor help you as you make the call to get the claim filed.
The next step in the insurance claims process for replacing a roof is the adjuster meeting. The insurance company will send out an adjuster to evaluate damages. It is important that you have a contractor represent you during this process. Remember; the adjuster is there to minimize the claim as much as possible so the insurance company can save as much as possible on the claim payout. If no one is there to ensure you get everything covered you are entitled too- you can bet your bottom dollar that some things will be left out. Again, most contractors will represent you at an adjuster meeting at no cost.
If your roof is approved for replacement, then you can expect paperwork from the adjuster that will outline what they paid for along with a first check to use towards the job and hiring a contractor. The balance will be paid when the work is completed. When receiving that paperwork, it is again a good idea to have a contractor go through it with you and explain it. If anything is missing, then the contractor can submit it to the insurance company and they will often add it to the final check. The insurance claims process for replacing a roof is nearly complete at this point. All that is left is to have your contractor do the roof, and then let them submit their final bill to the insurance company for payment.
Sometimes an insurance company will ask the homeowner to get 3 estimates. This is completely unnecessary and is usually just a stall tactic by the insurance company. The reason you do not need estimates is because the cost is determined BY the insurance company using a pricing software that is shared with contractors so everyone is on the same page. There is no reason to try to find someone who will bid to do the work below that pricing. Doing so only saves the insurance company money, and means you get lower quality materials and workmanship. You do NOT get to keep the difference either. Some people believe that if they are approved for $10,000 but find a contractor to do it for $8,000, that they get to keep the $2,000 difference. This is completely FALSE. The company will instead just keep that difference for themselves. You should demand the right process and be make them pay the full amount due to you so you can hire a fully qualified contractor you trust that will use only quality materials and workmanship.
The claims process for replacing a roof can be daunting. The best thing to do is to have a qualified contractor like us just help you through the process. We are the experts in this and can make the process very simple for you.
Call today for more information or to request a free estimate (337) 777-1747
ANOTHER roofing company! If you have been one of the unlucky homeowners in the Gulf Coast area hit by storm this season, then you have likely grown tired of your doorbell ringing. Storms bring out the parade of contractors and their door to door canvassers looking to beta one another for your business. Choosing a contractor is not always an easy task. There are hundreds out there, some good and some not so good.
At Granite Building Contractors, LLC. we know you have many choices out there. When choosing a contractor, many of our clients said they chose us not only because of our reputation but because they liked working with our staff. From our sales people to our project managers and office staff, everyone is pleasant and professional. When issues arise we are quick to take care of it so that our customers get complete satisfaction from every job we do. Almost half of our business comes from referrals from our clients. Earning that trust to get their referral is something we take great pride in. When choosing a contractor, you want to do business with someone you LIKE and TRUST. We are also local, fully licensed and insured and accredited with the BBB. We treat your home as if it were our own and our staff is trained to be able to help guide you through every step of the insurance claims process. We provide free inspections, and free assistance with dealing with your insurance adjuster. We help maximize your claim so that you get all the repairs covered that you are entitled to. When choosing a contractor, Granite Building Contractors, LLC. is an obvious choice that you can count on!
Call today for more information or to request a free estimate (337) 777-1747
